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Venture Capital Trusts for people with income tax problems

Posted on 27th February 2023

I haven’t written a blog for some time now, so I thought it was high time I did! I hope it is helpful and look out for more regular blogs on the site. As we approach Q4 of the year (I can’t believe it’s already Q4 …), I wanted to post some information on Venture […]

Prosperity Issue 23

Posted on 19th March 2020

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Prosperity Issue 22

Posted on 30th January 2020

[3d-flip-book mode=”thumbnail-lightbox” urlparam=”fb3d-page” pdf=”PDFhttps://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2020/01/Prosperity-Newsletter-Issue-22-Jan-2020.pdf” lightbox=”dark” thumbnail=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2020/01/Prosperity-Newsletter-Issue-22-Jan-2020_Page_1-scaled.jpg”]

Equity Release in 2 minutes

Posted on 11th January 2020

In this video we talk about when you should consider releasing equity from your home and the different shemes there are to do so. This video links in to our latest blog post so if you found it interesting have a look or get in contact. This video does not constitute advice.

Prosperity Issue 21

Posted on 3rd December 2019

[3d-flip-book mode=”thumbnail-lightbox” urlparam=”fb3d-page” pdf=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/12/Prosperity-Newsletter-Issue-21-Dec-2019.pdf” lightbox=”dark” thumbnail=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/12/Prosperity-Newsletter-Issue-21-Dec-2019_Page_1-scaled.jpg”]

Prosperity Issue 20

Posted on 31st October 2019

[3d-flip-book mode=”thumbnail-lightbox” urlparam=”fb3d-page” pdf=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/10/Prosperity-Newsletter-Nov-2019.pdf” lightbox=”dark” thumbnail=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/10/Prosperity-Newsletter-Nov-2019_Page_1.jpg”]

Equity Release: How to make your biggest asset work for you in retirement

Posted on 31st October 2019

Equity Release will reduce the value of your estate and can affect your eligibility for means-tested benefits. Equity release is a way to release wealth tied up in your property, without selling it and moving to another home.  It is specifically aimed at over 55’s who own their property outright, or have small mortgages left […]

“To Transfer… or not to Transfer, that is the question” – Shedding Light on The Final Salary Pension Conundrum

Posted on 2nd October 2019

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people. Back in the 80s, my Mother who is a retired Doctor, naively agreed, without properly understanding and under duress, to have her NHS Final Salary Pension transferred to a non-final salary pension by a Financial Adviser, she […]

Prosperity Issue 19

Posted on 30th September 2019

[3d-flip-book mode=”thumbnail-lightbox” urlparam=”fb3d-page” pdf=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/09/Prosperity-Newsletter-Sept-2019.pdf” lightbox=”dark” thumbnail=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/09/Prosperity-Newsletter-Sept-2019_Page_1.jpg”]

Prosperity Issue 18

Posted on 28th August 2019

[3d-flip-book mode=”thumbnail-lightbox” urlparam=”fb3d-page” pdf=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/08/Prosperity-Newsletter-Issue-18-August-2019.pdf” lightbox=”dark” thumbnail=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/08/Prosperity-Newsletter-Issue-18-August-2019_Page_1.jpg”]

Prosperity Issue 17

Posted on 18th July 2019

[3d-flip-book mode=”thumbnail-lightbox” urlparam=”fb3d-page” pdf=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/07/Prosperity-Newsletter-Issue-17-July-2019.pdf” lightbox=”dark” thumbnail=”https://www.oldbrayfinancial.com/wordpress/wp-content/uploads/2019/08/Prosperity-Newsletter-Issue-17-July-2019_Page_1.jpg”]

Financial planning tips for small businesses

Posted on 20th November 2018

There are many challenges that come with starting and running your own company, and if successful, it will grow and evolve over the years. However, to avoid potential pitfalls and minimise their impact, small businesses can benefit greatly from taking time to consider these simple, yet important financial planning tips:- • Insure your key employees […]

Personal versus limited company buy to let – which is the most tax efficient?

Posted on 24th September 2018

Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate on Buy to Let Much has been written about the benefits of owning rental properties through limited companies, specifically in relation to the tax advantages when claiming income tax relief. But there is […]

Why it pays to use a mortgage adviser if you’re self employed

Posted on 14th August 2018

Your home may be repossessed if you do not keep up repayments on your mortgage. When it comes to getting any mortgage, opting to do it yourself you can involve a lot of time trawling websites, comparing best buys and traipsing round various lenders. All of this takes time and it can be hard to […]

What happens if you die without a Will?

Posted on 8th June 2018

The FCA do not regulate will writing. Will writing is not part of the Intrinsic Network offering and is offered in our own right. Unfortunately, many people are taking the unnecessary risk of dying ‘intestate’, otherwise known as dying without a Will. In the 2015/16 tax year HMRC saw the highest intake of inheritance tax […]

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