Death in Service Cover

The value of pensions and investments can fall as well as rise, you may get back less than you invested.

What is death in service cover?

Death in service cover ensures that the nominated beneficiary will receive a lump sum which is based on an agreed multiple of the deceased employee’s salary. The cost of this to the employer depends on the multiple that is used.

Benefits of Death in Service Cover

In our experience, firms that have a spectrum of quality group benefits in place tend to have a higher percentage of long-serving employees.

We have found that employees place considerable emphasis on group benefits, which in turn makes them care more about the firm they work for, which has a further positive knock-on effects for the employer.

Want further information?

Perhaps the most important advice I give to my clients is to plan carefully and do not leave things to chance. My job is to help you grow and protect your assets by providing the know-how you need to make informed decisions about your future. I then help you implement the strategy into a reality. I will work with you over the long term, helping you to build, brick by brick, a successful and robust financial situation.

We differ from other advisory firms in that we provide truly joined up financial advice, meaning that we understand what ‘financial planning’ comprises of, i.e. working with a quality financial adviser, accountant & possibly legal firm, depending on your requirements. We bring these threads together to join up the dots and ensure that nothing is missed from your business and personal financial plan.

For more information, please get in touch.

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